Terms of Use Agreement
You are visiting a website owned by RJ LIVING LLC : DBA Relip. By using this website, you are entering into a legal agreement to abide by the terms of use you see here, and you are agreeing that you have read and fully understand these terms of use.
This Terms of Use Agreement ("Agreement") applies to the websites operated by Relip and any of its affiliates and subsidiaries ("Websites" or each individually "Website") on which this Agreement is displayed. This Agreement also applies to your use of any goods, facilities or services offered through the Websites (collectively "Services"), regardless of how they are accessed.
By accessing, browsing, or using the Websites, you acknowledge that you understand, accept and agree to be bound by this Agreement, as well as our Privacy Policy, which is incorporated into this Agreement by reference.
Definitions
"You" or "your" means the person(s) using the Websites and/or the Services, and any person(s) for whom such person(s) are acting as an agent.
"Relip", "us" or "we" includes Relip and any of its affiliates or subsidiaries. "Loan" includes, but may not be limited to, any of the credit and related products and services which you inquire about by using the Relip Websites. "Provider(s)" includes, but may not be limited to, the banks, lenders, financial institutions, insurers, service providers, real estate companies, dealers, agents, brokers and other entities offering products and services through Relip's Websites.
Changes to this Agreement
We reserve the right, at our sole discretion, to change or modify the Websites or this Agreement (or any portion thereof) at any time. Such changes and modifications become effective immediately upon posting on the Websites. Your continued use of the Websites or Services constitutes your acceptance of such changes and modifications.
Eligibility
The Websites are intended for individuals who are at least 18 years of age and are accessing the internet from a physical location within the United States of America. By using or accessing the Websites, you acknowledge that you meet these requirements.
Intellectual Property
All text, graphics, photographs, videos, sound, trademarks, logos, artwork, interfaces and computer code, including but not limited to the design, coordination, "look and feel" and arrangement of elements contained on the Websites (collectively "Content") is owned or licensed by or to Relip and is protected by applicable intellectual property laws. Except as expressly stated herein, no part of the Websites or Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, transmitted or distributed in any way without Relip's prior written permission.
Disclaimers and Limitation of Liability
THE WEBSITES, CONTENT AND SERVICES ARE PROVIDED FOR USE "AS IS" WITHOUT WARRANTY OF ANY KIND. RELIP DOES NOT WARRANT THAT THE WEBSITES, CONTENT OR SERVICES WILL BE ACCURATE, ERROR-FREE OR UNINTERRUPTED OR THAT THEY WILL PROVIDE SPECIFIC RESULTS.
TO THE MAXIMUM EXTENT NOT PROHIBITED BY LAW, UNDER NO CIRCUMSTANCES WILL RELIP BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF YOUR RELIANCE ON OR USE OF THE WEBSITES, CONTENT, SERVICES OR OTHER ITEMS LOCATED ON THE WEBSITES, INCLUDING ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, STATUTORY, PUNITIVE OR EXEMPLARY DAMAGES. IN NO EVENT SHALL RELIP'S TOTAL LIABILITY EXCEED U.S. $100.00.
Indemnity
You agree to indemnify, defend and hold harmless Relip and its officers, directors, shareholders, predecessors, successors-in-interest, licensors, employees, agents, subsidiaries and affiliates from and against any and all claims, losses, liabilities, expenses (including attorneys' fees and costs) and damages arising out of or relating to your use of the Websites or Services, your violation of any third-party right or law, or your violation or alleged violation of this Agreement.
Links to Third Party Websites
The Websites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. We do not operate or control in any respect any information, software, products or services available on non-affiliated third-party websites and are not responsible for their content or practices.
Dispute Resolution and Governing Law
YOU AGREE THAT ANY DISPUTE BETWEEN YOU AND US, INCLUDING WITHOUT LIMITATION DISPUTES RELATING TO THE WEBSITES, CONTENT OR SERVICES, SHALL BE FINALLY AND EXCLUSIVELY RESOLVED BY BINDING INDIVIDUAL ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION IN ACCORDANCE WITH ITS CONSUMER ARBITRATION RULES. YOU WAIVE YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION. THIS AGREEMENT IS GOVERNED BY THE LAWS OF THE STATE OF NEW JERSEY.
Additional Terms
We provide educational content and operate online marketplaces that enable consumers to comparison shop on Relip's Websites for financial products and services offered by our network of Providers. Relip is not a lender or creditor and is not acting as your agent or the agent of any Provider. Relip is paid a marketing lead generation fee by Providers for the goods, facilities and services provided.
Your use of the Websites and/or Relip's services constitutes your agreement with this compensation arrangement and with all other terms set forth in this Agreement.
If you have questions about these Terms of Use, please contact us at jordan@relip.co.